Pros & Cons of Moving to Greeley, Colorado

Are you thinking about moving to Greeley, Colorado? Northern Colorado is a great place to live and Greeley offers a lot of great amenities to its residents but before you make a move consider these pros and cons of moving to Greeley, CO.

Anywhere that you decide to live is going to have it’s pros and cons. Greeley has a lot of great things about it. First of all, Northern Colorado has great weather. We get a ton of sunshine and the winters are actually pretty mild.

Greeley Colorado has a lot of employment opportunities and is near Loveland, Fort Collins, Longmont and Cheyenne for short commutes and it isn’t that far from Denver for professional sports teams, museums, concerts and other entertainment.

Greeley Colorado is also less expensive than surrounding areas when it comes to home prices. A similar sized home in Fort Collins, Loveland or Windsor will be much more expensive than a home in Greeley. This affordability factor brings a lot of people to the area.

What are some of the bad parts about living in Greeley, Colorado?

Moving to Greeley

People from surrounding area will tell you that Greeley stinks. There is a large meet packing plant and there are definitely time that greeley does stink.

There tends to be more crime and reported drug use that other areas in Northern Colorado and Greeley is more prone to have tornadoes and hail storms than it’s neighbors to the west.

Take it for what it’s worth. Everyplace has its pluses and minuses.  

Do you have more questions about moving to Greeley, CO? Reach out to Andy Hawbaker Directly at 970-203-5066 or the contact page on this site. 

*Andy Hawbaker is a licensed Real Estate Agent in Northern Colorado with 8z Real Estate.*

Pros and Cons of Living in Town Windsor, Colorado

Most people agree that Windsor, Colorado is a great place to live for many reasons. The town of Windsor, CO is really spread out. People with Windsor addresses live in neighborhoods like Water Valley, Raindance, High Pointe, Steeple Chase and Highland Meadows. Those are all nice areas but what are the pros and cons of actually living in town Windsor, CO?

As described in the above video, Windsor, CO has a triving downtown area that is becoming a really cool place to hang out. There are new restaurants, breweries and places to hang out and more establishments are set to open soon. This makes living in downtown Windsor even more fun.

In addition, the downtown area of Windsor, CO is on the shores of a really nice lake called Windsor Lake. Windsor Lake allows motorboats, kayaks, paddle boards, has a swim beach and a bike path all the way around the lake. 

These are just some of the reasons that living in downtown Windsor, CO is so great. Make sure you watched the video for all of the great reasons to live in town Windsor, CO.

How to Ensure You Sell Your House Fast

Depending on your situation, it might be really important to sell your home fast. As the market begins to normalize or cool down from the insanity of the last year or two, home owners need to repember that sometimes it takes a while to sell a home. Follow all of the tips in this video to ensure you sell your house fast.

The tips in the above video on how to sell your home fast are actually the same tips used to get the most money for your home. You want to be sure the home is clean, staged and easy for the potential buyers to imagine their own family living there. If you are in a hurry to sell your home don’t skimp on hiring an experienced Realtor, having professional photos and doing all of the marketing. 

Sell Your home fast

It may be tempting to sell your home to a Guaranteed Offer or Instant Offer Company when you are in a hurry to sell your home but listing your home with an experienced Realtor who will follow the steps in the above video will ensure that your home sells quickly and that you also get the highest price for it. If you chose to sell to a corporation that flips houses, you will surely get less money than you should. 

Do you have more questions about selling a home in Northern Colorado? I can help. Reach out to me on my Realtor Contact Page or just send me a text at 970-203-5066. I am a licensed Realtor in Northern Colorado with 8z Real Estate’s Windsor Office.

Where is the Best Place to Live in Northern Colorado?

If you’ve been considering a move to Northern Colorado, you may be wondering where you actually want to live. Fort Collins, Loveland and Greeley are the larger towns in Northern Colorado but if you dig a little deeper, you can find some other great communities and they might be a little less expensive.

As I discussed in the above video, there are some other great communities in Northern Colorado. Fort Collins is great but it is a large city and the traffic is getting worse. Also, Fort Collins can be very expensive. Loveland Colorado is a great family community in a great location. Greeley is an affordable option for a place to live in Northern Colorado and they have all of the stores and everything else you’ll need in a home town.

If you are going to keep exploring other communities, Windsor Colorado is a great little town with some really nice areas to live in. Be sure to check out my video on “Why you don’t want to move to Windsor“.

The smaller towns to consider in Northern Colorado are Wellington, Berthoud, Timnath, Severance, Johnstown, and Milliken. Each one of these Northern Colorado Towns has it’s own little charm. Some are less expensive than their neighby larger cities or, in the case of Timnath, the location is just so convenient.

I can’t go into detail about each one of these communities on this page. Let’s just talk about it. Send me a text at 970-203-5066 to start the quick conversation.

How Much Money Does it Take for a First Time Home Buyer to Buy a House?

If you are thinking about buying a home you’re probably wondering home much money it really takes to buy a home. For years many people have said that you need to put down 20% to buy a house. This is not the truth. Most people are buying homes with as little at 3% down (sometimes less). Watch this video for details.

You’ll definitely want to talk to your mortgage loan officer about home much money you have to put down but it’s likely less money than you’ve been thinking. So beyond the down payment, what are some of the other costs in buying a home?

The items that home buyers usually have to pay out of pocket before closing are Earnest Money, Cost of Inspection, and Cost of Apraisal. All other home buying expenses will be due at closing and might be wrapped up in your loan or the money you need to bring to closing.

Money to buy house

You might be a lot closer to being able to buy a house than you think. Let’s start by talking about your current situation and what you are looking for in Northern Colorado. Reach out to me directly at 970-203-5066 to get started. 

Or download the Free Home Buyers Guide

First Time Homebuyer – Where to Get Started

Are you a first time home buyer? Chances are that you don’t even know how to get started in buying your first home. Well, it isn’t as hard as you might be thinking. There are a few things that you should do in the very beginning to make sure your home buying process gets off to a great start. Watch this video for details.

It’s always smart to get connected to a local real estate expert in your community. Reach out to a licensed Realtor who you know or who has great reviews and experience working with First Time Homebuyers. If you are in Northern Colorado, reach out to me directly at 970-203-5066.

The first thing that you need to do to get the home purchasing process started is to apply for a mortgage loan. Skip the big banks and reach out to a local mortgage lender. It’s smart to ask your preferred Realtor who you should use for your mortgage lender.

To get a mortgage loan as a first time homebuyer, you’ll need to have some credit history. Make sure you are building credit and paying your bills on time. You should have a credit card that you are paying off or keeping low balances on and it’s also great to have a car loan or other installment loan to show you can make monthly payments. You will also need to have at least a small savings for a down payment, earnest money and closing costs. Many first time home buyers are buying homes with 3% down so don’t worry if you don’t have 20% saved up.  

First time homebuyers

After you have your pre-approval for the home loan, you’ll want to meet with your Realtor to start looking for your home. I like to offer a home buyers consultation where we can discuss what you are looking for and what features the home needs to have. In this meeting we will also answer any other questions that you might have about buying a home. 

After this, we’ll be ready to search for your first home. We’ll look at homes, talk about prices and make an offer. There are many other steps in the home buying process but it isn’t as difficult as you might think. Reach out to me directly to get started on buying your new home today. Or, simply down load your Home Buyers Guide now: Free Home Buyers Guide

How to Sell Your Home in a Slowing Market

You’ve heard people say that the Northern Colorado (and all of the USA) Real Estate Market is cooling down. Well, after 2 years of an extremely intense sellers market, it’s really a good thing to see the market normalize. Buyers are freaking out about rising interest rates and this has spooked many potential home sellers. Honestly, home sellers should still be very excited about listing their homes in a sellers market after all of the recent home appreciation. But, before you sell your home, make sure you watch the details of this video to learn, how to sell your home in a cooling real estate market.

The current real estate market still favors sellers but it is not a good time to price your home too high, skip staging or make other mistakes in listing your home. If you follow the suggestions in the video above, you should still expect to receive top dollar for your home. 

Summer of 2022 is a great time to sell a home because you have recently gained all of the appreciation. If you sell your home now you’ll realize all of that additional value. You definitely will be happy with the price you get when you sell your home. 

The number one rule in selling a home in any market is to call an experienced local real estate agent. Avoid the urge to sell by owner, use a part time agent or a discount agent. Your home is likely your largest asset so be sure you sell it in a reasonable timeframe and for top dollar. 

If you have more questions about selling your home in Northern Colorado, reach out to me at 970-203-5066.

Is Now A Good Time To Buy A House? (2022)

People are always wondering, Is now a good time to buy a house in Northern Colorado? the real answer to that depends on your personal situation but in general, I believe that 2022 is a great time to buy a house. Let’s discuss the reasons why  in this video.

Home buyers are getting spooked by rising mortgage interest rates and soaring house appreciation but even with those factors, there is a lot of demand from people who want to buy homes in Northern Colorado. Even with higher interest rates, people are eager to stop paying rent and start building some of their own equity.

Home ownership offers many important benefits including house appreciation which for most people is their largest source of wealth building. Experts don’t expect to see the record high house appreciation levels that we’ve had over the last 2 years but they are still calling for home prices to rise.

Bottom line, if you are buying a home that you plan to live in for 2 years or longer, now is a great time to buy a house. However, if you want to try and flip a house or potentially try to sell it after only 12 months, you probably won’t make money or it will be a wash with all of the closing fees. 

Inflation is high and rents are increasing. Locking in your housing payment for a 30 year mortgage is a great way to hedge inflation. If rates do drop back down to lower levels, you can always refinance.

Do you have more questions about buying a house in Northern Colorado? Reach out to me directly to discuss. 

5 Reasons NOT to Move to Windsor, Colorado

Many people are moving to Colorado for the great weather and awesome outdoor recreational opportunities. They are moving to Fort Collins, Loveland, Windsor and surrounding communities. If you are thinking about moving to the area, please consider these 5 reasons not to move to Windsor, Colorado.

The above video covers 5 reasons that you should not move to Windsor, Colorado. No town is perfect and Windsor Colorado really is a nice place to live but make sure you consider all of the different aspects of living in this area. 

Windsor, CO really is still a small town. Even with 40,000 people living in Windsor, it fells like a small town. We are lacking in some restaurants, we don’t have a night life or places to hang out at night but there are also so many other great things about living in Windsor.

If you are still interested in moving to Windsor, definitley reach out to me to talk about the options. I’ve lived in Northern Colorado since 2005 and moved to Windsor in 2019. I can definitely answer any questions you have about living in Northern Colorado.

Windsor Colorado Real Estate Market Update June 2022

How is the Real Estate Market in Windsor, CO? Well, the Windsor Colorado real estate market is hot. Windsor and all of Northern Colorado is a really desirable place to live. People are continuing to move her and because of that, housing inventory has been at all time lows. But, the market is beginning to normalize and we are moving towards a more balanced real estate market. Let’s look at the latest real estate market data for Windsor, CO in this video.

In the above video, we looked at the real estate market data from April and May 2022 and compared the year over year data for May. We can see the first signs of the market normalizing, meaning that it isn’t a crazy sellers market. What does this mean for Northern Colorado Buyer & Sellers?


Windsor Home Buyers:

There is still a lot of demand for homes in Windsor, CO but some buyers have dropped out due to rising interest rates and more homes have come onto the market. This increased inventory and slight lag in demand means that home buyers might not be up against 20 competing offers.

Home buyers should still expect to make very strong offers but things like waiving inspections and bidding 10% above the asking price might be over. In the last couple of weeks I’ve seen homes get under contract at full asking price against only 1 or 2 other offers. This might be the perfect time to buy a house in Windsor.


Windsor Home Sellers:

Now is not the time to freak out. You did not miss out on getting top dollar for your house. You can still sell your house now and take full advantage of the over 20% appreciation we’ve seen in the last year. In fact, a more normalized market means that you won’t have to deal with so many showings and you won’t spend as much time deciding between too many offers.

Summer of 2022 is a great time to sell your Windsor, Colorado home. The number one thing to know is now is not the time to go with a discount agent or part time agent or trying for sale by owner. Pricing your home correctly in the beginning is going to be more important than ever. You’ll also want to take staging, professional photos and marketing your home more seriously.

If you are thinking about selling a home, call me. This is a big decision and you’ll want to consider the options.