Northern Colorado Real Estate Market Update: September 2026 — Fort Collins vs. Loveland vs. Windsor
If you’ve been following the Northern Colorado real estate market, you already know it isn’t one market — it’s several, and they don’t always move together. This month I put three of the area’s biggest cities side by side — Fort Collins, Loveland, and Windsor — to see how they’re really comparing on the numbers that matter most to buyers and sellers.
Every month I break down the Northern Colorado real estate market in detail, and this time I’m comparing Fort Collins, Loveland, and Windsor head to head. Here’s a preview of what the data showed, plus the full video where I walk through all of it city by city.
Homes For Sale: Inventory Is Climbing Everywhere — But Not Equally
Inventory is up year-over-year in all three cities, but the size of the jump varies more than you’d expect:
- Fort Collins: 745 homes for sale, up 14.4% year over year
- Loveland: 504 homes for sale, up 13.3% year over year
- Windsor: 319 homes for sale, up 11.5% year over year
More homes on the market generally means more room to negotiate and more time to decide — but an 11-15% swing in available inventory can mean a pretty different experience depending on which of these cities you’re buying or selling in.
Median Sales Price: Not Every Northern Colorado City Is Moving the Same Direction
This is where it gets interesting. Prices are holding roughly steady in two of these markets and pulling back noticeably in the third:
- Fort Collins: $537,500 median sales price, up 0.5% year over year
- Loveland: $498,250 median sales price, up 0.7% year over year
- Windsor: $565,000 median sales price, down 5% year over year
Fort Collins and Loveland prices are essentially flat compared to last year, while Windsor has softened more than either. That’s not necessarily a red flag for Windsor sellers — it depends heavily on price point and condition — but it’s a real divergence worth understanding before you price a listing or make an offer.
That’s two of the six numbers I’m comparing this month. The rest — including how many homes are actually closing in each city, how quickly they’re going under contract, and how buyer activity compares across all three markets — I’m saving for the video.
What This Means for Buyers and Sellers in Fort Collins, Loveland, and Windsor
Rising inventory across the board tells buyers they’re gaining some leverage almost everywhere in Northern Colorado right now. But price trends alone don’t tell you how competitive a given market still is — that comes down to how fast homes are selling and how much buyer interest each listing is actually getting, and that’s where Fort Collins, Loveland, and Windsor start to look more different than similar. The full video breaks down what’s really driving each market and what it means depending on where you’re buying or selling.
Watch the Full Northern Colorado Real Estate Market Update
I compare all 6 key numbers — prices, inventory, days on market, and buyer activity — across Fort Collins, Loveland, and Windsor in this month’s video. If you’re trying to decide where to buy or how to price a home anywhere in Northern Colorado, this one’s for you.
Frequently Asked Questions About the Northern Colorado Real Estate Market
How do Fort Collins, Loveland, and Windsor real estate markets compare right now? All three have more homes for sale than they did a year ago, with Fort Collins seeing the biggest inventory increase (up 14.4%). Prices are holding close to flat in Fort Collins and Loveland, while Windsor has pulled back more noticeably (down 5%). Watch the video for how days on market and buyer activity compare across all three.
Which Northern Colorado city has the most homes for sale? Fort Collins currently has the most inventory of the three at 745 active listings, followed by Loveland at 504 and Windsor at 319.
Is Northern Colorado a buyer’s market or a seller’s market right now? It depends on the city. Inventory is up across Fort Collins, Loveland, and Windsor, which generally favors buyers, but each market is behaving differently once you factor in how fast homes are selling. I break down each city individually in the video.
Thinking About Buying or Selling in Northern Colorado?
Whether you’re looking in Fort Collins, Loveland, Windsor, or somewhere in between, the right numbers to pay attention to depend on your specific situation. If you’re thinking about making a move anywhere in Northern Colorado, let’s talk about your move.
📞 970-203-5066 🌐 www.AndyHawbaker.com
Andy Hawbaker, Hawbaker Home Team at Coldwell Banker Realty



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