Northern Colorado Real Estate Market Update: September 2026 — Fort Collins vs. Loveland vs. Windsor

If you’ve been following the Northern Colorado real estate market, you already know it isn’t one market — it’s several, and they don’t always move together. This month I put three of the area’s biggest cities side by side — Fort Collins, Loveland, and Windsor — to see how they’re really comparing on the numbers that matter most to buyers and sellers.

Every month I break down the Northern Colorado real estate market in detail, and this time I’m comparing Fort Collins, Loveland, and Windsor head to head. Here’s a preview of what the data showed, plus the full video where I walk through all of it city by city.

Homes For Sale: Inventory Is Climbing Everywhere — But Not Equally

Inventory is up year-over-year in all three cities, but the size of the jump varies more than you’d expect:

  • Fort Collins: 745 homes for sale, up 14.4% year over year
  • Loveland: 504 homes for sale, up 13.3% year over year
  • Windsor: 319 homes for sale, up 11.5% year over year

More homes on the market generally means more room to negotiate and more time to decide — but an 11-15% swing in available inventory can mean a pretty different experience depending on which of these cities you’re buying or selling in.

Median Sales Price: Not Every Northern Colorado City Is Moving the Same Direction

This is where it gets interesting. Prices are holding roughly steady in two of these markets and pulling back noticeably in the third:

  • Fort Collins: $537,500 median sales price, up 0.5% year over year
  • Loveland: $498,250 median sales price, up 0.7% year over year
  • Windsor: $565,000 median sales price, down 5% year over year

Fort Collins and Loveland prices are essentially flat compared to last year, while Windsor has softened more than either. That’s not necessarily a red flag for Windsor sellers — it depends heavily on price point and condition — but it’s a real divergence worth understanding before you price a listing or make an offer.

That’s two of the six numbers I’m comparing this month. The rest — including how many homes are actually closing in each city, how quickly they’re going under contract, and how buyer activity compares across all three markets — I’m saving for the video.

What This Means for Buyers and Sellers in Fort Collins, Loveland, and Windsor

Rising inventory across the board tells buyers they’re gaining some leverage almost everywhere in Northern Colorado right now. But price trends alone don’t tell you how competitive a given market still is — that comes down to how fast homes are selling and how much buyer interest each listing is actually getting, and that’s where Fort Collins, Loveland, and Windsor start to look more different than similar. The full video breaks down what’s really driving each market and what it means depending on where you’re buying or selling.

Watch the Full Northern Colorado Real Estate Market Update

I compare all 6 key numbers — prices, inventory, days on market, and buyer activity — across Fort Collins, Loveland, and Windsor in this month’s video. If you’re trying to decide where to buy or how to price a home anywhere in Northern Colorado, this one’s for you.

Frequently Asked Questions About the Northern Colorado Real Estate Market

How do Fort Collins, Loveland, and Windsor real estate markets compare right now? All three have more homes for sale than they did a year ago, with Fort Collins seeing the biggest inventory increase (up 14.4%). Prices are holding close to flat in Fort Collins and Loveland, while Windsor has pulled back more noticeably (down 5%). Watch the video for how days on market and buyer activity compare across all three.

Which Northern Colorado city has the most homes for sale? Fort Collins currently has the most inventory of the three at 745 active listings, followed by Loveland at 504 and Windsor at 319.

Is Northern Colorado a buyer’s market or a seller’s market right now? It depends on the city. Inventory is up across Fort Collins, Loveland, and Windsor, which generally favors buyers, but each market is behaving differently once you factor in how fast homes are selling. I break down each city individually in the video.

Thinking About Buying or Selling in Northern Colorado?

Whether you’re looking in Fort Collins, Loveland, Windsor, or somewhere in between, the right numbers to pay attention to depend on your specific situation. If you’re thinking about making a move anywhere in Northern Colorado, let’s talk about your move.

📞 970-203-5066 🌐 www.AndyHawbaker.com

Andy Hawbaker, Hawbaker Home Team at Coldwell Banker Realty

Windsor Colorado Real Estate Market Update – 2026

If you’ve been keeping an eye on Windsor, Colorado real estate, this month’s numbers are worth a look. Inventory is climbing faster than it has in a while, and prices are softening right along with it — which raises the obvious question: is this finally turning into a buyer’s market, or is there more to the story?

Every month I break down exactly what’s happening in the Windsor real estate market — no fluff, just the numbers that actually matter if you’re buying, selling, or just keeping tabs on your home’s value. Here’s a quick preview of this month’s Windsor Colorado real estate update, plus the full video where I walk through all of it.

Home Prices in Windsor, Colorado

Let’s start with the number everyone asks about first: price. The median sales price for a home in Windsor, CO is currently $565,000, down 5% from this time last year.

A 5% pullback sounds significant, and it is worth paying attention to — but it doesn’t automatically mean the same thing for every seller. Where you land depends a lot on price point, condition, and how your specific neighborhood is trending. I get into what’s actually driving that shift in the video below.

Windsor Home Inventory Is Climbing

The other big story right now is inventory, and it’s moving fast. There are currently 319 homes for sale in Windsor, up 11.5% year-over-year. That’s a meaningfully bigger jump than we’ve seen in recent months, and more homes on the market usually means more room to negotiate, more time to make a decision, and more competition among sellers to stand out.

That’s two of the seven numbers I’m tracking this month. The rest — including how many homes are actually closing, how quickly they’re going under contract, and how close sellers are getting to their asking price — I’m saving for the video.

What This Means for Windsor Buyers and Sellers

Rising inventory and a falling median price are two sides of the same story: buyers are gaining leverage they haven’t had in a while. But price and inventory only tell part of it — the full picture also depends on how fast homes are moving and how sellers are faring once they go under contract, and that’s where things get more interesting this month. The full video covers what this shift means depending on which side of the transaction you’re on, and how to position yourself either way.

Watch the Full Windsor Colorado Real Estate Market Update

I break down all 7 key numbers — prices, inventory, days on market, sale-to-list price ratio, and more — in this month’s video. If you only watch one Windsor real estate update this month, make it this one.

Frequently Asked Questions About the Windsor, CO Real Estate Market

Is Windsor, Colorado a buyer’s market or a seller’s market right now? It’s shifting in the buyer’s direction. Rising inventory and a falling median price are giving buyers more leverage than they’ve had recently, but that’s not the whole picture — watch the video for the full breakdown of how fast homes are moving and how close sellers are getting to their asking price.

How much are homes selling for in Windsor, CO? As of this update, the median sales price in Windsor is $565,000, down 5% from last year.

How many homes are for sale in Windsor right now? There are currently 319 active listings in Windsor, up 11.5% year-over-year — one of the bigger inventory jumps we’ve tracked recently.

Thinking About Buying or Selling in Windsor?

Numbers on a screen only tell part of the story — what they mean for your home or your home search depends on your specific situation. If you’re thinking about making a move in Windsor, let’s talk about your move.

📞 970-203-5066 🌐 www.AndyHawbaker.com

Andy Hawbaker, Hawbaker Home Team at Coldwell Banker Realty

Is Northern Colorado Shifting Into a Buyer’s Market? August 2026 Real Estate Update

If you’ve been watching the Northern Colorado real estate market this year, you’ve probably noticed things feel a little different than they did a year ago. In this month’s Northern Colorado real estate market update, I’m breaking down the real data behind that shift — and what it means whether you’re buying or selling a home in Fort Collins, Loveland, Windsor, or Greeley.

In the following video, I’ll break down the most recent real estate market data for Northern Colorado.

 

What’s Covered in This Update

Every month, I pull the latest numbers for the Northern Colorado real estate market so you’re working with facts, not guesses. This month’s update covers:

  • Median sales price — where home values across Fort Collins, Loveland, Windsor, and Greeley actually stand right now
  • Days on market — how long homes are sitting before going under contract, and what that tells us about buyer demand
  • Percentage of asking price — how close homes are selling to list price, a key signal of negotiating leverage
  • Showings per listing — how much buyer traffic listings are actually getting this month

Together, these four numbers give a much clearer read on the Northern Colorado real estate market than any single headline stat could. Watch the full video above for the actual figures and what they mean for your specific situation.

Why This Matters Right Now

Whether you’re a buyer wondering if now’s the right time to make a move, or a seller trying to price and time your listing correctly, understanding where the Northern Colorado real estate market stands month-to-month makes a real difference in strategy. Guessing — or relying on national headlines that don’t reflect our local market — can cost you money on either side of the transaction.

Have Questions About Your Specific Situation?

Every buyer and seller’s situation is different, and market data only tells part of the story. If you’re thinking about buying or selling a home in Fort Collins, Loveland, Windsor, or Greeley, I’d be happy to walk through what this data means for you specifically.

Andy Hawbaker is a Realtor® with Coldwell Banker Realty, serving home buyers and sellers throughout Northern Colorado. Reach out to Andy Hawbaker directly to learn more about how the current Real Estate Market effects your personal situation. 

918 W Mulberry St | Old Town Fort Collins Home for Sale

An Old Town Fort Collins Home for Sale Between City Park and Old Town

If you’ve been dreaming about moving to Fort Collins, this Old Town Fort Collins home might be exactly what you’ve been picturing. Located at 918 W Mulberry St, this property sits in one of the most desirable stretches of Fort Collins real estate, tucked right between City Park and Old Town. Walk the dog to the park, bike downtown for dinner, coffee, or a brewery run, or simply unwind in your own private backyard oasis. Watch the full video walkthrough below, then keep reading for all the details on this Fort Collins home for sale.

An Unbeatable Old Town Fort Collins Location

This home’s location is what sets it apart. Situated between City Park and Old Town, you get the best of both worlds: the quiet, tree-lined charm of an established Old Town Fort Collins neighborhood, paired with easy access to everything that makes downtown Fort Collins special. Grab your coffee, meet friends for dinner, or catch a show at one of the local breweries, all just a short bike ride away. For anyone moving to Fort Collins and searching for that classic Old Town feel, this is it.

Step Inside: A Spacious, Move-In Ready Layout

Step inside this Old Town Fort Collins home and you’re greeted by a spacious living room built for entertaining, flowing seamlessly into the dining room and a beautiful kitchen. It’s the kind of open, connected layout that makes hosting easy and everyday living comfortable.

The Primary Suite: The Real Showstopper

The massive primary suite is the highlight of the home, featuring high ceilings, abundant natural light, a private door out to the hot tub, a walk-in closet, and a stunning 5-piece bath. It’s all conveniently located on the main level, along with a second bedroom and full hall bath.

Downstairs Living Space

Downstairs offers even more room to spread out, with two additional bedrooms, a full bath, laundry, and a flexible multi-purpose space that works as a home office, media room, or playroom, whatever fits your lifestyle.

A Detached Garage With a Bonus Heated Office

The detached garage features double doors for drive-through access between the front driveway and back alley, plus a heated office or workout room tucked into the same building. It’s the perfect setup for remote work or a home gym without giving up garage space.

The Backyard: A True Private Oasis

Outside is where this Fort Collins home for sale really shines. The backyard is a true oasis, complete with a large patio for dining, a pergola, a hot tub, a fountain, and lush garden beds throughout. There are plenty of spots to relax solo or gather with friends, all just steps from the house.

Why This Home, Why Fort Collins

This isn’t just a house, it’s a lifestyle: functional inside, beautiful outside, and set in an unbeatable Old Town Fort Collins location between City Park and Old Town. Whether you’re already local or you’re moving to Fort Collins from out of state, this is the kind of home and location that’s hard to find and even harder to let go of once you’ve seen it in person.

Schedule Your Private Showing

Ready to see 918 W Mulberry St for yourself? Reach out to Andy Hawbaker today to schedule a private showing.

Andy Hawbaker, Realtor 📞 Call or text: 970-203-5066 🌐 www.AndyHawbaker.com

Don’t wait on this one. Old Town Fort Collins homes for sale in this location don’t come around often.

Andy Hawbaker – Award Winning Northern Colorado Realtor

Andy Hawbaker, an award-winning Realtor® with Coldwell Banker Realty, continues to be recognized as one of the top real estate professionals in Northern Colorado. Most recently, Andy was named a Top Five Realtor in the Coldwell Banker Northern Colorado office—another milestone in a growing list of achievements that reflect his consistent results and commitment to his clients. While the recognition is appreciated, it’s the trust he’s built with buyers and sellers across Windsor, Fort Collins, Loveland, and surrounding communities that truly sets him apart.

Andy Hawbaker - Award winning Northern Colorado Realtor

Over the years, Andy has earned multiple recognitions that reinforce his reputation as an Award Winning Northern Colorado Realtor. He has been awarded the Sterling Society and Diamond Society designations from Coldwell Banker Realty, placing him among the top-performing agents within the company. He was also named Rising Star by the Loveland Berthoud Association of Realtors, recognized as a Real Producers Top 200 agent, and is RealTrends Verified. These achievements reflect not just strong production, but a consistent commitment to professionalism, market knowledge, and client-focused service.

As a Top Northern Colorado Realtor, Andy approaches every transaction with a focus on education, clear communication, and helping clients feel confident in their decisions. Whether working with first-time buyers, move-up sellers, or those relocating to the area, his goal is simple—make the process as smooth and stress-free as possible while delivering strong results. His combination of local expertise, steady guidance, and a laid-back Colorado approach continues to make him a trusted resource for clients throughout Northern Colorado.

What is the Deal with Northern Colorado Real Estate? Here is your Real Estate Market Update

If you’re keeping an eye on the Northern Colorado Real Estate market, February gave us some really interesting signals—especially around inventory, pricing, and buyer activity.

In this update, I break down what’s actually happening across Northern Colorado, including Windsor, Colorado, Fort Collins, Colorado, Loveland, Colorado, and Greeley, Colorado—and what it means whether you’re thinking about buying, selling, or just staying informed.

Watch the Full Market Update

Inventory Is Starting to Build

One of the biggest shifts we’re seeing in the Northern Colorado real estate market is an increase in available listings.

We’re not back to a “buyer’s market” by any stretch, but compared to the last couple of years, buyers are finally starting to see more options. That means:

  • Less urgency to jump on the first home
  • A bit more room to be selective
  • Slightly less competition in certain price ranges

For sellers, this also means pricing and presentation matter more than they did when inventory was extremely tight.


Home Prices Are Holding Steady

Even with more homes hitting the market, prices across Northern Colorado have remained relatively stable.

That’s an important point—more inventory doesn’t automatically mean prices drop. Demand is still strong in this area, especially in desirable communities and well-maintained homes.

What we’re seeing is more of a balancing market:

  • Strong homes priced correctly are still selling well
  • Overpriced homes are sitting longer and requiring adjustments

Buyer Activity and Showings

Buyer activity is still solid, but it’s a little more measured than the frenzy we saw in past years.

Metrics like:

  • Average number of showings
  • Showings before going under contract

…are giving us a clearer picture of how serious buyers are—and how quickly homes are moving.

The takeaway? Buyers are still active, but they’re being more strategic.


What This Means for Buyers

If you’re thinking about buying in Northern Colorado:

  • You likely have more choices than you did a year ago
  • There may be opportunities to negotiate in certain situations
  • You can take a bit more time—but not too much, especially for well-priced homes

This is a much healthier environment to make a smart, confident decision.


What This Means for Sellers

For sellers, the game has shifted slightly:

  • Pricing correctly from the start is critical
  • Presentation (cleaning, staging, marketing) matters more than ever
  • The first couple of weeks on market are key

Homes that hit the market right are still moving. The ones that miss the mark tend to sit.


Final Thoughts on the Northern Colorado Real Estate Market

Overall, the Northern Colorado Real Estate market is moving toward a more balanced and sustainable pace.

That’s a good thing.

It gives buyers a better experience and still allows sellers to achieve strong results—especially with the right strategy in place.


Thinking About Buying or Selling?

If you’re considering making a move in Northern Colorado, having a clear plan matters more than ever.

I help buyers and sellers across Windsor, Fort Collins, Loveland, Greeley, and surrounding NOCO communities navigate the market with confidence—without pressure.

📞 Call or text me anytime at 970-203-5066

Andy Hawbaker Recognized as a Top Northern Colorado Realtor

Northern Colorado Top Realtor Award

Andy Hawbaker Awarded Top Northern Colorado Realtor Award with Coldwell Banker Realty’s International Diamond Society Award.

Andy Hawbaker has been awarded the International Diamond Society designation by Coldwell Banker Realty, an honor reserved for the top 7% of agents worldwide. With more than 100,000 agents across 40+ countries, this recognition places Andy among the highest-performing professionals in one of the most respected real estate brands in the world.

This marks Andy’s second consecutive year earning Diamond Society honors and his fourth year being recognized at an international level, following previous International Sterling Society awards. For clients, this designation reinforces what Andy’s business has always been built on: experience, consistency, and trusted guidance throughout the buying and selling process.

As a Top Northern Colorado Realtor, Andy Hawbaker serves home buyers and sellers throughout Windsor, Fort Collins, Loveland, Greeley, and surrounding communities. While awards reflect performance, Andy believes success is ultimately measured by the relationships built and the families helped along the way. This recognition is a reflection of that trust—and a continued commitment to serving Northern Colorado with professionalism, integrity, and care.

Andy Hawbaker is a licensed Realtor in Northern Colorado with Coldwell Banker Realty. Having been awarded International Sterling Society and International Diamond Society in all 4 years he has been at Coldwell Banker Realty, Andy shines bright as a top Realtor in Northern Colorado. Andy has also been awarded the Rising Star Award by the Loveland Berthous Association of Realtors and other Northern Colorado Realtor Awards.

Andy Hawbaker – NOCO Realtor – YouTube Channel

Andy Hawbaker is a top Realtor in Northern Colorado with Coldwell Banker Realty, bringing more than two decades of local experience to buyers, sellers, and anyone curious about life in this part of Colorado. Having lived and worked in the area for years, Andy offers real-world insight into what it’s actually like to live in communities like Fort Collins, Loveland, Windsor, Greeley, and the surrounding areas.

That local knowledge is the foundation of Andy’s real estate YouTube channel. The channel goes beyond just buying and selling homes, offering practical tips, market insights, and honest guidance—along with helpful videos about living in Northern Colorado. Whether you’re planning a move, exploring different towns, or just want a clearer understanding of the local real estate market, Andy’s channel is designed to help you make confident, informed decisions.

Above is a video describing everything you need to know about Andy’s YouTube Channel. If you want to learn all about buying or selling a home in Northern Colorado, visit the YouTube Channel and be sure to watch the Shorts ehich focus primarily on information for home buyers.

*Andy Hawbaker is a licensed Realtor with Coldwell Banker Realty. He is the founder of the Hawbaker Home Team and an experienced Realtor in Northern Colorado.

Free Online Home Buyer Classes for Northern Colorado Buyers

Buying a home is exciting—but it can also feel overwhelming if you’re not sure what to expect. That’s exactly why I offer free online Home Buyer classes, designed to give buyers clear, practical guidance before they make one of the biggest financial decisions of their lives.

These live Zoom classes walk through everything you need to know about buying a home, from understanding the process step by step to avoiding common mistakes that can cost buyers time, money, or missed opportunities. We cover topics like preparing financially, navigating today’s market, writing strong offers, inspections, and what really happens between contract and closing.

This isn’t a sales pitch—it’s an information-packed session built to help you feel confident and informed. Each class wraps up with a live Q&A, where you can ask real questions and get straight answers from me, an experienced Northern Colorado Realtor who works with buyers every day.

Whether you’re a first-time buyer or someone who hasn’t purchased a home in a while, this class is a great way to get clarity, reduce stress, and make smarter decisions when the time is right.

👉 You can learn more and register for the next class here:
https://andyhawbaker.com/online-home-buyer-class/

If you’re thinking about buying a home—or just want to better understand the process—I’d love to have you join us.

Loveland Colorado Townhome for Sale

If you’ve been thinking about living in Loveland, it’s easy to see why this Northern Colorado community continues to attract buyers. Loveland offers a rare mix of outdoor access, strong local amenities, and a more relaxed pace of life—without giving up convenience. With miles of bike trails, nearby open space, local parks, solid schools, and easy access to shopping and dining, Loveland is a place where homeowners truly enjoy day-to-day living.

One of the biggest challenges for buyers right now is finding an affordable Loveland townhome for sale that still offers space, location, and long-term value. That’s exactly what this two-bedroom, two-bath townhome at 650 Moose Ct in Loveland, Colorado delivers. With a thoughtful layout and low monthly HOA fees, this home stands out as a smart option for first-time buyers, downsizers, or anyone looking to own in Loveland without stretching their budget.

This Loveland townhome offers comfortable living across multiple levels, including a spacious main living area with a cozy fireplace, a functional kitchen and dining space, and two generously sized bedrooms upstairs. The finished basement provides flexible space for a family room, home office, or workout area, while the attached garage adds everyday convenience. The location near trails, parks, and essential services makes it easy to enjoy everything that comes with living in Loveland.

For buyers exploring Loveland townhomes for sale, opportunities like this don’t come along often—especially ones that balance affordability with location and livability. Whether you’re new to the area or looking to make a move within Northern Colorado, this home represents a great entry point into the Loveland real estate market.

Watch the full video tour below to get an inside look at this Loveland townhome and see why it’s such a great opportunity.

Andy Hawbaker is a licensed Real Estate Agent in Loveland Colorado with the Coldwell Banker Realty- Northern Colorado Office. If you are looking for a top Realtor in Loveland Colorado reach out today.