If you are thinking about buying a home you’re probably wondering home much money it really takes to buy a home. For years many people have said that you need to put down 20% to buy a house. This is not the truth. Most people are buying homes with as little at 3% down (sometimes less). Watch this video for details.

You’ll definitely want to talk to your mortgage loan officer about home much money you have to put down but it’s likely less money than you’ve been thinking. So beyond the down payment, what are some of the other costs in buying a home?

The items that home buyers usually have to pay out of pocket before closing are Earnest Money, Cost of Inspection, and Cost of Apraisal. All other home buying expenses will be due at closing and might be wrapped up in your loan or the money you need to bring to closing.

Money to buy house

You might be a lot closer to being able to buy a house than you think. Let’s start by talking about your current situation and what you are looking for in Northern Colorado. Reach out to me directly at 970-203-5066 to get started. 

Or download the Free Home Buyers Guide