The cost of housing in Colorado has been increasing at an alarming rate. I talk to people all of the time who ask, “Can you buy a home near Fort Collins, CO for under $500,000?”. The answer to that question is YES. There are some options to buy really nice Northern Colorado Homes in the $400,000 range.

The above video walks through a home recently sold in Wellington Colorado. That home was priced at $450,000. Here is another home in Severance, CO that was priced at $400,000: Severance, CO Home for sale.

As you can see, there are still many options to buy a home near Fort Collins for under $500,000. There are homes located in Fort Collins that can be affordable but often times they will need a little bit of work. If you are willing to live a little further away from town, you’ll have a lot more options. For example, homes are popping up in Loveland, CO that are priced from $370,000 to $425,000. These homes move very quickly so you’ll want to be working with a Realtor who can get you into these homes quickly. 

Buy a Noco Home

Other great options for more affordable housing is to search in Johnstown or Milliken. I’ve found Milliken to be a great place for young families. There are many really nice neighborhoods in the area with homes in the $400,000 range.

Also, I’ve found Severance, CO to be a great community with more affordable housing that is still a short commute to Fort Collins, Loveland or Greeley.

If you are searching to buy a home in Northern Colorado that won’t break the bank, reach out to me. I’ve helped other first-time homebuyers and young families to buy homes in the area. In this market you will need to know where to look and you’ll need to move fast, and make strong offers that will get you into your desired house. 

Call or Text me at 970-203-5066 or email me at to get the conversation started. I am a licensed Realtor with 8z Real Estate in Windsor, CO.